Purchase of Loans and Works Loan
The repurchase of credit makes it possible to regroup all the credits of a borrower under the same loan with a single monthly payment. It can be a home loan, a consumer loan or even debts. The repurchase of credit also offers the possibility of adding the financing of a new project like the realization of works.
When you file your work loan application, the bank or credit company has seven days to let you know its decision. This file deposit does not always mean that your application will be accepted even if you have a good financial situation.
Why make a work loan with your credit buy-back?
In the life of a household, credits can add up. A mortgage, a car loan, a consumer loan to buy a new computer, late payment of taxes, can add to a couple’s expenses over the years. The maximum recommended debt ratio of 33% of revenues can then be quickly reached. The completion of work in the accommodation, therefore, seems compromised.
The repurchase of credit makes it possible to gather all the loans and the debts of a borrower under the same credit. It also makes it possible to include the financing of a new project, such as a work loan. Everything is repayable under a single reduced monthly payment since the duration of the credit is extended and the interest rate revised.
Reduce your monthly payments and revive all your projects Submit your request to buy back credits Submit your request Control your budget thanks to simplified management, contact our teams now.
What can we finance with the work loans?
Housing is a place of life where recurring changes are necessary. A house or an apartment needs to be maintained and renovated to spend the years. However the amounts of renovation can quickly become significant and households do not have the necessary sums. The work loan is then a good solution. However, when you accumulate credits, it is not easy to obtain it. This is why buying back credits is the ideal solution to integrate your work project.
It could be:
- Renovation work
- Improvements or installations following the arrival of a child
- Structural work to achieve an extension
- Energy saving works